We can help you find leasing


There are sometimes advantages to leasing. We don't finance purchases ourselves but we work with a reputable company that specializes in leases of A/V gear to businesses and we can help you through the process.

Should I lease, buy or finance? Things to consider...

Conserves Working Capital
Leasing requires alower down payment than other types of financing. Available cash can be used to meet working capital needs or invested in appreciable assets. Installation, software, disposables, etc., can be included in the lease, decreasing out of pocket expenses.

Is Convenient and Flexible
Lease terms range from 12 to 60 months depending on equipment type. Rental contracts, operating leases or capital leases are available. Leases seldom have the restrictions of conventional financing. Specialized payment schedules, customized ownership options, and master lease agreements can be included in a lease program. Lease payments are fixed during the term of the lease.

Frees Up Bank Credit Lines
Leasing leaves credit bank lines open and available for other business needs.

Is A Hedge Against Inflation
Lease funding provides 100% initial financing, and lease payments are made with increasingly "cheaper" dollars. Leasing costs, when adjusted for inflation, decrease in the latter months of the lease term.

Avoids Obsolescence
Leasing avoids equipment depreciation risks. Shorter leases transfer a portion of the technology risk to the lessor. The equipment budget is managed more effectively while allowing use of the latest equipment.

Relieves Budget Constraints
Operating leases and rental contracts can be structured so that payments are made with operating rather than capital funds. Leased equipment can be purchased should capital become available. A percentage of the lease payments can be credited toward the purchase price.

Allows Off-Balance Sheet Equipment Funding
Operating leases structured in accordance with generally accepted accounting principles do not affect the balance sheet of the lessee. The lease payments are recorded as rental expenses. The use of leased equipment, which is not recorded on the balance sheet, has a positive effect on operating ratios.

Matches Expenses Against Revenue
Leasing makes perfect sense in the acquisition of revenue producing equipment. Equipment expense is paid as the equipment earns revenue. Purchasing revenue-producing equipment is like hiring a new employee and paying several years worth of salary in advance.

Reduces Expenses
Leased equipment can reduce expenses especially when replacing used equipment or adding technology.

Increases Bottom Line Profits
Revenue is produced from the wise employment of people and assets. An arbitrary decision to "own" all equipment and never consider the benefits of alternative methods of acquisition could actually result in reduced revenue generating capacity.

Compare
Leasing Versus Bank Financing

  • Easier
  • Takes less time
  • Frees up credit lines
  • Adds other credit lines
  • Fixed rate financing
  • Lower down payments
  • Allows off-balance sheet financing

Leasing Versus Cash Purchase

  • Maintains capital reserves
  • Equipment is paid for as it generates revenue
  • Decreases expenses
  • Allows use of latest equipment
  • Additional equipment can be acquired more easily
  • Leasing your equipment may allow you to realize some special tax advantages.

Leasing is subject to credit approval and the final rates are based on your credit history.

Click here to download lease application. LFCIquickAppAV